Why optimise your social status?
- Incur costs so that your income, and hence your taxes and social security contributions, are reduced
- Increase the quality of your social protection through tax deductible additional insurances
- Change your company form and benefit from a more advantageous tax regime
- Improve your financial structure and thus your position to acquire debt capital
PLCI: The Free Supplementary Pension for the Self-Employed
The most rewarding way to save for retirement.
- Your premiums are recognised as professional expenses and are tax deductible
- You build up a supplementary pension capital for a comfortable retirement
- Your PLCI also provides you with insurance against incapacity for work and invalidity
Discover the advantages of the PLCI
From secondary occupation to main occupation
Are you short of time to manage your self-employed activity in combination with your main task as a wage earner? Then become self-employed as a main occupation. What are the consequences?
- You lose your protection as a wage-earner, for example in case of illness
- Your social security contributions increase
- But: you also gain full benefit of your social status as a self-employed person
From a secondary to a main occupation
From a sole proprietorship to a company
When choosing to be self-employed, you also have to select a legal form. But why choose a company over a sole proprietorship?
- For tax reasons: companies benefit from a more advantageous tax regime. You also decide on the allocation of your profits. So you can decide whether to pay yourself a salary or dividend or to invest.
- For legal reasons: you make a clear distinction between your private assets and those of your company. Moreover, in the BV or NV form, your private assets are shielded from the company's debts.
- For financial reasons: because a company often has a clearer financial structure, banks lend money more easily for investments
From sole proprietorship to company
Choose the business type that suits your situation
When choosing to be self-employed, you have to choose between a sole proprietorship and a company. But when would you consciously choose for a company?
Your Securex business coach helps you make the right choice. For example, when you:
- Create a partnership with others
- Want to involve multiple natural or legal persons in your company
