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(Gross) Interest rates

Your interest rates at a glance

Below, you will find the guaranteed interest rates for the insurances offered by Securex Life.

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Branch 21

1-year guaranteed interest rate (calendar year 2026)


ProductInterest rates
Life@EaseFor cash-in-flow from 01/01-11/10/2026, including the reserves already acquired as of 31/12/2025: 2,75%
For cash-in-flow from 12/10-31/12/2026: 3,25%
Group insurance employees/EIP employeesFor cash-in-flow from 01/01-11/10/2026, including the reserves already acquired as of 31/12/2025: 2,75%
For cash-in-flow from 12/10-31/12/2026: 3,25%
Securex Life Invest PortfolioFor cash-in-flow from 01/01-11/10/2026, including the reserves already acquired as of 31/12/2025: 2,75%
For cash-in-flow from 12/10-31/12/2026: 3,25%

Branch 21 

8-year guaranteed interest rate 


ProductInterest rate
Securex Invest 213,33% (interest rate effective from 17/09/2026 until further notice)

After the 8-year guaranteed rate period has expired, a new interest rate will be applied to the accrued reserve of the contract. The interest rate will be lower than the original rate and may be revised on a calendar-year basis.

Branch 21

Long-term guaranteed interest rate (valid from 01/01/2021)


Product*Interest rates
Life@Ease0,50%
Stand-alone contracts EIP (Personal Saving Plan)/PLCI/RIZIV/INAMI0,50%
Group insurance self-employed (Manager Flexi Plan)0,50%
Group insurance employees/EIP employees0,00%
Stand-alone contracts pension saving, individual life (fiscal and non-fiscal)0,00%

*In these products (with a long-term guaranteed interest rate) no new deals are concluded anymore, only additional payments on existing contracts are still possible.

Branch 26 

3-year guaranteed interest rate 


ProductInterest rate
Securex Invest 263,35% (interest rate effective from 15/10/2026 until further notice)

Branch 26 

5-year guaranteed interest rate 


ProductInterest rate
Securex Invest 263,75% (interest rate effective from 15/10/2026 until further notice)
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