Becoming self-employed

Social Insurance Fund

How do you join a social insurance fund?

Are you getting started as a self-employed entrepreneur? If so, you must pay social security contributions. You do that via a Social Insurance Fund, which collects your social security contribution payments and passes them on to the government. Arrange for your social protection and join before you start your business.

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Social Insurance Fund
You are entitled via your social insurance fund to:
  • Child benefits (growth package) and a birth allowance
  • Benefits in the event of sickness or accident
  • Reimbursement of medical expenses
  • Pension and bridging allowance
  • Maternity assistance and maternity allowance
What does a fund do?

What does a social insurance fund do?

A social insurance fund provides social security for you as a self-employed person. The fund transfers your quarterly contributions to the government and provides additional advice throughout your entire career as an entrepreneur. In this way, you can be assured of the best support and that you make the most of your social rights.

What are your social contributions for?

When to join

When should you join a social insurance fund?

You join before starting your new company’s activities. Whether you start out as a sole proprietorship or set up a company: you must join a social insurance fund to administer and settle your social security contributions.

Important: you only pay social security contributions once you start your business. So you don’t need to be afraid of having to pay right away, if you sign up with a fund before starting your business.

You can join as early as six months before the official establishment of your business. It’s therefore best to take care of this in good time: the penalties for late joining increase considerably.

Mandatory for

Who must join?

Every self-employed person (both as main and secondary occupation) must join a social insurance fund. The same obligation also applies to assisting spouses, helpers and working partners.

There are exceptions to this rule. For example, the following professional groups and categories are exempt from joining a social insurance fund:

  • Journalists and press correspondents 
  • Persons with a mandate in a public authority, professional body or trade union
  • Someone with an unpaid mandate in a company

Do you have any questions hereon? Ask us and we will provide you with answers. That way, you can be completely sure whether you need to join or not.


What benefits can you expect?

What exactly happens after you have joined a social insurance fund and started your business? First of all, it’s time to do business, of course!

After that, you pay social security contributions via the social insurance fund on a quarterly basis.
In return, you are assured of your social rights, just as salaried workers are. Incidentally, starting entrepreneurs are eligible for an adapted statutory minimum contribution.

Find out more about social contributions.


Join Securex

Do you have concrete plans for your own business? Make it easy for yourself and join the Securex Social Insurance Fund now.

Arrange everything today using our online form.

Do you still have questions about joining the Securex Social Insurance Fund? Contact us
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