Securex Occupational Accidents Insurance: More than a protective measure against welfare dramas

As an employer you have a legal duty to insure your employees against occupational accidents. And that is a good thing as even the smallest incident can give rise to excessively high medical costs. And employees can be unfit for work for quite some time.

Securex will provide ample coverage against occupational accidents for your employees. We have developed a basic insurance package, which complies with all legal provisions. And we have developed additional insurance, which reaches far beyond the legal duties.


Choose Securex

Not only have we developed excellent insurance coverage; over the years we have also gained a lot of experience as far as occupational accidents are concerned. And we convert this into useful advice. Does your company have to deal with the consequences of an occupational accident? Then we will help you avoid similar situations. And we will provide technical advice to make your workfloor safer. Prevention is the code word.

Within Securex, we have gathered the expertise of our prevention department for occupational health insurance with our external department for prevention and protection at work. This interaction assures a win-win situation as regards safety and thus results in fewer occupational accidents and an increased presence. Our consultants will provide guidance with regard to your company’s various safety aspects and this increase your profits.

Our occupational accidents insurance

Of course, we make sure that your risks are properly covered. But we also provide support and advice to prevent accidents and to increase safety within the company. And we assure a rapid intervention and reimbursement in case of an occupational accident.

Moreover, we reduce the administrative burden considerably with our handy e-tool.

Collective insurance ‘Complementary Act’

The legally compulsory occupational accidents insurance will restrict benefits to a certain level of income (€36,809.73 for the year 2010), irrespective of your employees’ effective salary. In case an employee is temporarily unfit for work, for a month for example, the benefit will be limited to € 2813,56 euros gross. Do you wish to limit the annoying consequences of this income restriction for your employees? Then choose the Securex collective insurance Complementary Act. As a result your employees will suffer less financial consequences following an occupational accident. Moreover, you, the employer, will enjoy higher reimbursement of the guaranteed wages.

Collective insurance ‘Private Life’

The Securex collective insurance for Private Life extends the normal coverage of occupational accidents insurance with coverage for accidents that are not related to the employee's professional activity.