The biggest risk as a self-employed person? It has to be that you will not be able to work tomorrow. Because you will then immediately lose your source of income. And the legal safety net is limited.
An accident can occur just like that. But all too often the financial consequences can be quite dramatic.
As a physician, dentist, pharmacist, or physiotherapist, you are entitled to an annual dotation from the RIZIV. Have you thought about a sensible investment of this amount?