Your income, insured 24/7
The biggest risk as a self-employed person? It has to be that you will not be able to work tomorrow. Because you will then immediately lose your source of income. And the legal safety net is scarily small, without additional insurance: You receive nothing the first month, and a maximum of €1,000 afterwards.
To this end, Securex developed a guaranteed income insurance. This will eliminate this risk and will also protect your family. Even if you lose part or all of your income.
Low premiums, high benefit
By setting aside a fixed amount every month, you will be assured of a comfortable monthly guaranteed income, should you become unfit for work due to an accident or illness, until you retire.
- All you need to do is fill out a medical questionnaire: No exam required for an insured annual capital interest under €20,000 if you are younger than 50.
- Your fiscal and social benefit starts today: All premiums are fully deductible as a professional expense from the first day onwards.
- During your disability Securex will reimburse the premium that you transferred: This will ensure that you will be able to benefit as much as possible from your monthly income should something happen to you.
Extensive and worldwide cover
The consequences of an accident during a holiday are just as serious as those due to an occupational accident. We will insure you for every accident, regardless of where and when it occurs (please refer to our terms and conditions for exceptions).
You will receive a monthly replacement income, as soon as you are 25 percent unfit for work. The amount will depend on the level of physical and economic disability. You will receive a full replacement income, as soon as you are 66 percent unfit for work.
Put together your own cover
You have an array of choices between:
- Choose a constant or valorized interest;
- Setting your end age at 55, 60 or 65 years;
- Reducing your waiting period to 30 days in case of illness or 7days in case of an accident. Or choose a longer period, if you wish;
- Set the level of our intervention in the medical bills:
- A handful of other options to increase your comfort.
