An income insurance which works all the time
The biggest risk your self-employed customers run? It has to be that they will not be able to work tomorrow. Because they will then immediately lose their source of income. And the legal safety net is scarily small, without additional insurance: nothing the first month, and a maximum of €1,000 afterwards.
To this end, Securex developed a guaranteed income insurance. This eliminates the risk and ensures that your customer’s family can be at ease. Even if he loses part or all of his income.
Low premiums, high benefit
We don’t like to make things difficult. By setting aside a fixed amount every month, your customer will be assured of a comfortable monthly guaranteed income, should he become unfit for work due to an accident or illness, until he retires.
- All you need to do is fill out a medical questionnaire: No exam required for an insured annual capital interest under €20,000 if your customer is younger than 50.
- Fiscal and social benefit starts today: All premiums are fully deductible as a professional expense from the first day onwards.
- During disability Securex will reimburse the premiums paid: This will ensure that your customer will be able to benefit as much as possible from his monthly income should something happen to him.
Extensive and worldwide cover
The consequences of an accident during a holiday are just as serious as those due to an occupational accident. We will insure your customer for every accident, regardless of where and when it occurs (please refer to our terms and conditions for exceptions).
Moreover, we already pay a monthly interest from 25 percent disability. The amount of the interest depends on the highest degree of physiological and economic disability. As soon as your customer is more than 66 percent unfit for work, we will pay the full interest.
Put together your own cover
We leave a lot of the choices to your customer. Because his situation is different from that of others. As our partner, you are the perfect person to assist your customers:
- Choose a constant or valorized interest;
- Set the end age at 55, 60 or 65 years;
- Reduce the waiting period to 30 days in case of illness or 7days in case of an accident. Or choose a longer period;
- Set the level of our intervention in the medical bills:
- Choose from a handful of other options to increase comfort.
